Typically, the Comprehensive Critical Illness benefit will offer the following payout percentages: 25%, 50%, 75% or 100% of the benefit amount.

The percentage granted is based on the severity of the critical illness event. Should the benefit be a stand-alone benefit, the Company will automatically reinstate the benefit amount for unrelated claims in different categories (and for unrelated claims within certain categories).

The claim event is the diagnosis of the insured life (or the insured life’s biological or legally adopted child) with one of the following critical illnesses or a critical illness that affects any of the following :-

Cardiac and arterial system; cancer; nervous system and / or connective tissue diseases; musculoskeletal system; gastrointestinal system; urinary tract; respiratory system; ear, nose and throat system; visual; HIV / aids; terminal illness, severe aplastic anaemia and major burns.

Average survival period is normally 30 days.